Travel Insurance Benefit Highlights

September 11, 2023 • By Amy Jo Robertson


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Planning a trip? Here are a few timely reasons to consider travel insurance:

Baggage Delay

As evidenced by multiple news articles, baggage woes are still a reality for travelers. While travel insurance can’t solve everything, you may appreciate the peace of mind offered by the Baggage Delay benefit on our plans. The benefit takes effect once the checked baggage has been delayed or misdirected by the common carrier for 12 hours or more on the way to or during your trip. The benefit on the plan designed for ThirdHome travelers may be reimbursed up to $500 for delayed baggage.

Medical Sickness Benefit 

Besides coverage for Trip Cancellation, most travelers seek a travel insurance plan for emergency medical benefits in case of unexpected sickness or accident during the trip. During the summer months, for example, the heat has been top of mind as many regions have been experiencing extreme temperatures, and reports of heat-related illness are more common. As we head into fall and winter, cold and flu season becomes a concern. Travel insurance can alleviate some worries for your next trip, knowing you have coverage in case you unexpectedly become ill during your trip and require medical attention. The travel protection plan for ThirdHome travelers offers Emergency Medical Expense benefits of up to $500,000 in coverage.

Cancel For Any Reason (CFAR) Optional Upgrade

Cancel For Any Reason (or CFAR) is one of the most sought-after benefits of travel insurance now because of the flexibility it offers—but it’s not offered by every provider. Some plans offer a lower reimbursement benefit and have very restrictive time-sensitive purchase requirements. Our plan offers up to 75% reimbursement with the CFAR upgrade, which can be included if you buy your plan within 14 days of the initial trip deposit.

If you would like to learn more about the travel insurance plan for ThirdHome members or to get a free quote, please visit the plan website. If you have questions about plan coverage or would like to speak with someone, please contact the USI Travel Insurance Services Customer Service team at or 855.874.0156. Be sure to mention that you are traveling with ThirdHome, account #50054.

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